diff --git a/services/credentials/java/com/android/server/credentials/CredentialManagerService.java b/services/credentials/java/com/android/server/credentials/CredentialManagerService.java
index 08d7d5b872ac0..d90cb36fcd04d 100644
--- a/services/credentials/java/com/android/server/credentials/CredentialManagerService.java
+++ b/services/credentials/java/com/android/server/credentials/CredentialManagerService.java
@@ -290,6 +290,9 @@ public final class CredentialManagerService
                 mContext, Settings.Secure.CREDENTIAL_SERVICE_PRIMARY,
                 /* isMultipleMode= */ true);
         String[] serviceNames = resolver.readServiceNameList(resolvedUserId);
+        if (serviceNames == null) {
+            return new HashSet<String>();
+        }
         return new HashSet<String>(Arrays.asList(serviceNames));
     }